Three Lawn Mowers

Growing up I hated cutting the grass. It wasn’t a labor of love…it was simply a labor. Even into my young adult years it was something I didn’t enjoy and didn’t have a heart for. I think my hatred toward manual labor was in some way influenced by the feelings I had toward my Dad. One summer when I had moved back into my parents’ house after no longer living with a roommate, I was cutting the grass and decided to take a break. I went inside and forgot to go back outside to cut the grass, and later that day I went outside to find the lawnmower had been stolen from our front yard. Understandably my parents were upset, and at the time we didn’t have the money to replace the lawnmower right off hand, so they decided to start using a lawn care service.

A few years later I started dating Jill and she noticed that my parents were using a lawn care service and knew that the service wasn’t really a necessity if they had a lawnmower. She suggested it to her Dad (Bob) and so he gave me one of his lawnmowers that he no longer used. I accepted it, and my parents weren’t as willing to receive it because they were happy with using the lawn care service. Instead of telling Bob that they didn’t want the lawn mower I simply stored it in a plastic outdoor shed. Bob would often inquire about that lawn mower and I would evade the topic by making a quick comment.

Later Bob realizing the one he gave me was a little dated, decided to buy another lawn mower. This newer lawn mower was worth far more than what he paid for it and he offered to store it until Jill, and I had our own place. Around this time, I had proposed to Jill and we would one day be married. I declined and brought it back to my parents’ house. They were upset with another lawn mower, reminded me they were happy with their lawn service, and told me they had no room to store it. Instead of going back to Bob and telling him they didn’t want it and had no room to store it, I asked a friend of mine if I could store it at his place

Derek was glad to help, and I transported the newer loan mower to his house. A few weeks later he calls me and tells me the lawn mower was missing. Derek had let the brother of a friend stay at his home, and this person ended up selling the lawn mower to purchase drugs. Derek apologized for what happened and paid me back for the value of the lawn mower. In hind sight, I could’ve asked him to call all the pawn shops to see if the lawn mower could be located. After this incident, I didn’t have the courage to tell Bob what happened to the lawn mower, and he would often ask about that lawn mower.

Late last year, Jill and I are married, and my parents are now moving out of their house. By this time, I had consciously blocked the truth of the lawn mowers from my mind to avoid disappointment. Jill’s parents helped with my parents’ move and at this time the 2nd lawn mower had been moved out of the plastic shed and placed under the carport. Seeing the lawn mower slowly began to remind me of the events. My parents had sold the plastic storage shed, and since the house was sold, asked me to take the lawn mower with me. I didn’t have the room for it in our apartment and was going to ask Bob to store it in one of his sheds. I decided to delay asking him, and so the lawn mower was moved to our next-door neighbor’s carport. He had recently passed away, and so around Christmas I decided to take the lawn mower to Bob’s house.

With my parents I rode over and unloaded the lawnmower. Upon seeing this lawnmower, Bob instantly recognized that this lawnmower wasn’t the one he had bought for me. Instead of coming clean, I backpedaled and didn’t tell the truth about that third lawnmower. Jill knowing the story about the lawnmower told her Dad. My Dad was upset because he believed that I had placed the blame on him, but I assured him I would clarify everything with Bob. On New Year’s Day, my parents had Jill’s parents over for a New Year’s Day meal. At the end of the meal I apologized to Bob about what happened with the lawn mower but didn’t explain what happened even though Jill had already told him. He wanted to hear it from me. A few days later, I went over to Bob’s house to help with installing a system, and he pointed out that I didn’t tell him what happened. At this point I finally did tell the whole truth about what happened with the third lawnmower, and the truth that my parents didn’t want the lawnmowers to begin with, and I confessed that all of this could have been avoided if I had told the truth even if it disappointed him. Recently, I found out that the 2nd lawn mower wasn’t usable because water hadn’t gotten into the tank and it was unable to be fixed and only good for parts.

The lesson of the story: Tell the truth even if it disappoints someone, because it’s better to disappoint someone now vs hides it and deal with a big mess and even greater disappointment. You can’t please everyone and that’s ok.

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February 23, 2019

Items in italics are direct quotes from the articles below

https://matadornetwork.com/read/habits-bartenders-pick

WE ALL DEVELOP certain behaviors thanks to the influence of our work — nurses tend to wash their hands more often than is necessary and firefighters check the stove buttons a little too often. Bartenders are no exception. Over time, we carry the things we repeatedly do at work into real life. From knowing exactly how you like your Negroni to refusing to split a check, here are seven habits you pick up bartending. The seven habits are having extreme selective hearing, always prepared for any situation, the ability to order clearly, knowing how we like our drinks, having respect for expiration dates, being a radio dictator, and never splitting checks. Bartenders can listen for certain sounds such as a door opening, and even the sound of ticket printing. The other side, bartenders are also good tuning out conversations such as the conversations of the bar guests. The ability to prepared for any situation is critical especially if the night suddenly turns into a busy one. Bartenders by repetition and instinct learn intangible skills that can’t be easily translated onto a resume, nevertheless these skills can be useful in many different environments. What’s important in life is being able to acquire skills and use them across various industries and that’s how you can become an asset. Personally, I worked as a bartender at restaurant, and my first job was as a janitor at a major theme park. The customer service skills I learned in these two different industries, I use for success in my current career.

https://www.fastcompany.com/90303904/3-tips-to-slowing-down-cognitive-decline

You might think that the impact of aging on the brain is something you can’t do much about. After all, isn’t it an inevitability?

To an extent, as we may not be able to rewind the clock and change our levels of higher education or intelligence (both factors that delay the onset of symptoms of aging). But adopting specific lifestyle behaviors–whether you’re in your thirties or late forties–can have a tangible effect on how well you age. Even in your fifties and beyond, activities like learning a new language or musical instrument, taking part in aerobic exercise, and developing meaningful social relationships can do wonders for your brain. There’s no question that when we compromise on looking after ourselves, our aging minds pick up the tab. Over time your body will build up toxins such as tau proteins and beta-amyloid plaques that can affect the aging process and cognitive decline. There are other factors that can aggravate the aging process such as lack of sleep, alcohol, and stress. The key to resilient aging is improving neurogenesis, the birth of new neurons. The author of the article came up with three methods to encourage resilient aging in the brain: get your heart-rate up, change your eating patterns, and prioritizing sleep. Aerobic exercise such as running or brisk walking has a potentially massive impact on neurogenesis. A 2016 rat study found that endurance exercise was most effective in increasing neurogenesis. It wins out over HIIT sessions and resistance training, although doing a variety of exercise also has its benefits. Even if you don’t like to exercise alone, try doing some form of team sport or something with a form of social element which can increase neurogenesis. Evidence has shown that intermittent fasting, calorie restriction, and time-restricted eating can also assist with neurogenesis.

Try any of the following, after checking with your doctor:

  • 24-hour water-only fast once a month
  •  Reducing your calorie intake by 50%-60% on two non-consecutive days of the week for two to three months or on an ongoing basis
  • Reducing calories by 20% every day for two weeks. You can do this three to four times a year
  • Eating only between 8 a.m. to 8 p.m., or 12 p.m. to 8 p.m. as a general rule

Prioritizing sleep and ensuring you have at least 7 to 9 hours of sleep is important. An easy way to know if you’re getting enough sleep is when you’re waking up at the same time every day of the week vs. needing to lie-in or taking longer naps. Try practicing mindfulness or yoga nidra before bed at night, a guided breath-based meditation that has been shown in studies to improve sleep quality. There are plenty of recordings online if you want to experience it. It’s important to work on each of these until they become a habit, but of these three I find that the Principle of Rest is very important. Your body needs at least one day of rest. It may be some form of leisurely activity or extra sleep, but make sure you rest.

If you need a financial check-up or prayer, contact me.

This week, I’ve included RESET Your MINDSET | The Secrets Billionaires Pay For (It Takes Only 1 Day) from the Video Advice YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

January 1, 2019

My last blog post was June 2, 2018. Throughout the year, I tried to commit to my schedule of a blog every two weeks on a Saturday. Honestly, I couldn’t commit to it. 2018 was a Year of Restoration. When you restore something, there are times when you must cut it, break it, bend it, and even burn it to bring it back to what it is meant to be. A restoration can also can be considered a resurrection. Something brand new rising from glorious ruins. Today starts a brand-new year. A Year of Great Joy. I had two blogs and I consolidated both domain addresses into one domain address. It was like having two sides of the same coin. Throughout 2018, I had to focus on what’s most important, and I’m thankful for 2018.

I wanted to go back and catch up on the blogs I hadn’t posted. I’m letting the blogs I didn’t write go and focusing on today and starting from day one. The format will stay the same, but I’ll be using articles that aren’t just finance and business focused.  The articles are for leaving a legacy, and hopefully they’ll help you. I’ll blog at least once a month. In the end, we’re better together. Let 2019 be filled with joy.

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included FOCUS , LISTEN, LIFT – Best Gym Training Motivation from the Mulligan Brothers YouTube channel.

 

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

June 2, 2018

Items in italics are direct quotes from the articles below

http://markets.businessinsider.com/news/stocks/vatican-scathing-review-derivatives-credit-default-swaps-helped-cause-financial-crisis-2018-5-1024881738

The Vatican released a scathing 10,000-word review of the global financial system on Thursday, specifically calling out derivatives like credit default swaps, products credited with helping cause the global financial crisis a decade ago. Credit default swaps — or derivatives contracts designed to guarantee against bond defaults — made headlines in 2008 after they were blamed for exacerbating the financial crisis. Traders who felt invincible realized that the components of their alleged hedges were far riskier than previously thought, as they were propped up by rotten assets such as defaulting mortgages. “The market of CDS, in the wake of the economic crisis of 2007, was imposing enough to represent almost the equivalent of the GDP of the entire world,” the Holy See said, first reported by Bloomberg. “The spread of such a kind of contract without proper limits has encouraged the growth of a finance of chance, and of gambling on the failure of others, which is unacceptable from the ethical point of view.” Since these investments have been “securitized” multiple times it “transforms them into a ticking time bomb ready sooner or later to explode,” the Church said. “Economic activity cannot be sustained in the long run where freedom of initiative cannot thrive,” the document says. “It is also obvious today that the freedom enjoyed by the economic stakeholders, if it is understood as absolute in itself, and removed from its intrinsic reference to the true and the good, creates centers of power that incline towards forms of oligarchy and in the end undermine the very efficiency of the economic system.”
Personally, I find that the Church’s stance on wanting to close the gap between the rich and the poor and its financial knowledge refreshing. Money can be a form of bondage to a fulfilled life. The question is who will take the time to educate those who are willing to learn. Do you understand the difference between an asset and a liability? A financial education is not only important, but one core idea is the ability to not just want more and more money but manage the money you do have. It’s not about how much you make but how much you keep.

http://www.businessinsider.com/fasting-diet-ketosis-brain-body-effects-2017-12

Stars such as Beyoncé and Hugh Jackman have spoken publicly about following intermittent-fasting plans to get in shape. So how does intermittent fasting work? We spoke with one of the leading neuroscientists in this field, Mark Mattson of the National Institute on Aging Intramural Research Program, to learn more.

Following is a transcript of the video.

How long has it been since you last ate? People who fast intermittently often eat within an eight-hour block, leaving 16 hours of fasting in between. During that 16-hour stretch, their bodies undergo an important change that sets them apart from nonfasters.

Here’s how it works.

When you eat, you store some of that energy in the liver as glycogen. But after 10 to 12 hours of not eating, your glycogen reserves will be extremely low. As a result, you may feel more irritable than normal — or “hangry.”

The upside is, with little glycogen left, fat cells in your body release fats into your bloodstream. The fat cells head straight to your liver, where they’re converted to energy for your body and brain. So you are literally burning fat to survive

Blood samples show that people who fasted for 12 to 24 hours experienced a 60% increase in energy from fat, with the biggest change occurring after 18 hours. This is the benefit to intermittent fasting because it puts you in a state called “ketosis.” And it’s why researchers think intermittent fasting could be the key to a longer, healthier life.

I’m not a nutritionist nor a medical professional, so view and read this article with your own discretion, nor do I endorse the ideas in this video. Personally, I find intermittent fasting fascinating, and I’m curious to see if its results are legitimate and don’t have long term negative effects. I’m willing to test it personally. I believe in prayer and fasting, so I’m interested in seeing what effects can have on the body. But scientists have discovered that fasting increases ketone levels more. Ketogenic diets can increase ketones fourfold whereas fasting has been shown to increase ketones by up to twentyfold. As a result, fasting, compared to a ketogenic diet, may have a stronger, more beneficial effect on overall health. Fasting and ketosis have been keys to our survival from the beginning. They helped our ancient ancestors survive through bouts of starvation. And today they’re becoming recognized as ways to help keep future generations mentally and physically disease-free. Our bodies have limits and scientifically knowing how to test and push those limits is the key to human discovery. I think our bodies were originally born in a perfect state both physically mentally emotionally and spiritually. Sin caused a separation from this perfect state, and our current life is a pursuit to re-attain that original design. I think humanity can reach that original state. With the advent of technology, there are many different levels that are being developed. What will be your impact on legacy and eternity?

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included The Craziest Talk EVER | David Goggins – MOST Motivational Speech from the Mulligan Brothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

May 19, 2018

Items in italics are direct quotes from the articles below

http://markets.businessinsider.com/news/stocks/vatican-scathing-review-derivatives-credit-default-swaps-helped-cause-financial-crisis-2018-5-1024881738

The Vatican released a scathing 10,000-word review of the global financial system on Thursday, specifically calling out derivatives like credit default swaps, products credited with helping cause the global financial crisis a decade ago. Credit default swaps — or derivatives contracts designed to guarantee against bond defaults — made headlines in 2008 after they were blamed for exacerbating the financial crisis. Traders who felt invincible realized that the components of their alleged hedges were far riskier than previously thought, as they were propped up by rotten assets such as defaulting mortgages. “The market of CDS, in the wake of the economic crisis of 2007, was imposing enough to represent almost the equivalent of the GDP of the entire world,” the Holy See said, first reported by Bloomberg. “The spread of such a kind of contract without proper limits has encouraged the growth of a finance of chance, and of gambling on the failure of others, which is unacceptable from the ethical point of view.” Since these investments have been “securitized” multiple times it “transforms them into a ticking time bomb ready sooner or later to explode,” the Church said. “Economic activity cannot be sustained in the long run where freedom of initiative cannot thrive,” the document says. “It is also obvious today that the freedom enjoyed by the economic stakeholders, if it is understood as absolute in itself, and removed from its intrinsic reference to the true and the good, creates centers of power that incline towards forms of oligarchy and in the end undermine the very efficiency of the economic system.”


Personally, I find that the Church’s stance on wanting to close the gap between the rich and the poor and its financial knowledge refreshing. Money can be a form of bondage to a fulfilled life. The question is who will take the time to educate those who are willing to learn. Do you understand the difference between an asset and a liability?

http://www.businessinsider.com/fasting-diet-ketosis-brain-body-effects-2017-12

Stars such as Beyoncé and Hugh Jackman have spoken publicly about following intermittent-fasting plans to get in shape. So how does intermittent fasting work? We spoke with one of the leading neuroscientists in this field, Mark Mattson of the National Institute on Aging Intramural Research Program, to learn more.

Following is a transcript of the video.

How long has it been since you last ate? People who fast intermittently often eat within an eight-hour block, leaving 16 hours of fasting in between. During that 16-hour stretch, their bodies undergo an important change that sets them apart from nonfasters.

Here’s how it works.

When you eat, you store some of that energy in the liver as glycogen. But after 10 to 12 hours of not eating, your glycogen reserves will be extremely low. As a result, you may feel more irritable than normal — or “hangry.”

The upside is, with little glycogen left, fat cells in your body release fats into your bloodstream. The fat cells head straight to your liver, where they’re converted to energy for your body and brain. So you are literally burning fat to survive

Blood samples show that people who fasted for 12 to 24 hours experienced a 60% increase in energy from fat, with the biggest change occurring after 18 hours. This is the benefit to intermittent fasting because it puts you in a state called “ketosis.” And it’s why researchers think intermittent fasting could be the key to a longer, healthier life.

I’m not a nutritionist nor a medical professional, so view and read this article with your own discretion, nor do I endorse the ideas in this video. Personally, I find intermittent fasting fascinating, and I’m curious to see if its results are legitimate and don’t have long term negative effects. I’m willing to test it personally. I believe in prayer and fasting, so I’m interested in seeing what effects can have on the body. But scientists have discovered that fasting increases ketone levels more. Ketogenic diets can increase ketones fourfold whereas fasting has been shown to increase ketones by up to twentyfold. As a result, fasting, compared to a ketogenic diet, may have a stronger, more beneficial effect on overall health. Fasting and ketosis have been keys to our survival from the beginning. They helped our ancient ancestors survive through bouts of starvation. And today they’re becoming recognized as ways to help keep future generations mentally and physically disease-free. Our bodies have limits and scientifically knowing how to test and push those limits is the key to human discovery. I think our bodies were originally born in a perfect state both physically mentally emotionally and spiritually. Sin caused a separation from this perfect state, and our current life is a pursuit to re-attain that original design. I think humanity can reach that original state. With the advent of technology, there are many different levels that are being developed. What will be your impact on legacy and eternity?

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included Watch This IF YOU WANT TO GET BETTER! Some of The Best Advices for Success Compilation from the Video Advice YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

May 5, 2018

Items in italics are direct quotes from the articles below

https://www.entrepreneur.com/article/281843

You most likely know that exercising, sleeping and healthy eating should be at the top of your priority list. When you exercise regularly, you’re more positive, energetic, productive and creative. That all translates into making you a more effective entrepreneur who can generate more revenue and create a bigger impact in the world. But maintaining a consistent fitness routine on top of being a productive entrepreneur isn’t a walk in the park (although even that would be better than nothing). A business leader’s average day consists of working from a to-do list, dealing with clients, managing a small team, racing against deadlines and replying to emails — our favorite. It’s easy to fall into the trap of believing there’s no time to have a life beyond work, much less one that carves out time for regular exercise. But personal health doesn’t have to become a daunting task that commands large chunks of your day.

Six core principles to follow are: schedule your workout, sleep smarter, start a culture of health and fitness at work, get creative and multitask, make high-intensity training your friend, and have a plan B. Managing your time and being intentional about working out is important to ensure your body’s health is maintained and ideally strengthened. There are 24 hours in a day, 60 minutes in an hour, and so carve out the time to work out. Rest and sleep is also a key component of your health too. Studies have shown that healthy sleep habits can help you keep your waistline under control. Sleep also plays a positive role in increasing your creativity, productivity, energy levels and decision-making abilities. What you do in the hour before bed is one of the biggest barriers to attaining quality, consistent sleep. Intelligent sleeping starts with self-discipline. Create sleep rituals to “automate” this important habit. Whether you are a small business owner or an employee, I think it is critical to maintain your physical strength. Your brain is a physical object and its health is critical for work performance. Your brain is also a muscle, so take the time to care for your body and for it. Because life happens, it’s important to have an alternative option and to maximize those moments. Personally, I’m going to carve out at least 30 minutes to exercise even if it must be in 10-minute intervals for exercise in some form.

https://cointelegraph.com/news/reddit-co-founder-says-ethereum-price-will-reach-15000-this-year

Alexis Ohanian, a co-founder of Reddit, said that he predicts the price of Ethereum (ETH) will reach $1,500 in 2018, Fortune reports May 2. Ohanian, who now works full-time at a venture capital (VC) firm Initialized Capital, said in an interview, “At the end of the year, Bitcoin will be at $20,000. And Ethereum will be at $1,500. Great, now people can call me out if I’m wrong.” He said that he’s bullish on ETH because “people are actually building on it.” His firm Initialized Capital is investing in emerging and innovative technology. I agree with the author of this article that Ethereum’s value will increase because it is a token that is being used and has a functional purpose behind it. It isn’t just a store of value and medium of exchange. For those people that are mining it or trading it, personally I would hold some in reserve. Ultimately, I feel that cryptocurrency could end up in some form replacing physical currency. In April, CEO of independent financial consulting firm deVere Group Nigel Green predicted that the ETH price would reach $2,500 by the end of 2018. Green says the fourfold increase would come as a result of growing adoption of ETH as well as the use of smart contracts.

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included THROUGH HELL – Motivational Video from the Mulligan Brothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG


April 21, 2018

Items in italics are direct quotes from the articles below

https://ideapod.com/alan-watts-taught-trick-meditation-us-get-wrong/

Have you ever tried to meditate? If so, you’ve probably tried to focus on your breath, or repeat a mantra. This is how I was taught to meditate, and it lead me down the completely wrong path. Instead, I learned a simple “trick” from Alan Watts. He helped to demystify the experience and now it’s so much easier. From meditating in this new way, I discovered that focusing on my breath and repeating a mantra affected my ability to achieve true peace and enlightenment. I’ll first explain why this was the wrong way for me to meditate and then will share the trick I learned from Alan Watts. Why focusing on breath and repeating a mantra didn’t help me to meditate I should clarify that while this approach to meditation didn’t help me, you may have a different experience.

Once I learned this trick by Alan Watts, I was then able to experience my breath in ways that put me in a meditative state. Mantras also became more effective.

For the author, he explains what his problem was:

By focusing on the breath and repeating a mantra, meditation became a “doing” activity for me. It was a task that required focus.

Meditation is meant to happen spontaneously. It comes from remaining unoccupied with thoughts and from just experiencing the present moment.

The key point is to experience this moment without thinking about it. However, when I began meditating with the task in mind to focus on my breath or repeat a mantra, I had a focus. I was thinking about the experience

Watts explains that the easiest way to begin meditation is by listening. Don’t attempt to identify the sounds, and let the sounds hit your eardrums. As you listen, your mind will automatically identify the objects making the sounds, and that’s normal. After you’ve done this process, do the same with your breathing, and finally with your thoughts. Over time, the outside world and the inside world come together. Everything is simply happening and you’re just observing it. Two YouTube videos are included with this article. Meditation is good for allowing yourself to become more in tune with how you are truly feeling on the inside. Meditation, prayer and other spiritual practices are necessary to strengthen your spiritual self. Personally, I think a strong spirit will control your soul, mind, and body. We are spiritual beings with a temporary earthly body, so our focus should be on making the spirit stronger.

https://www.marketwatch.com/story/101-simple-ways-to-spend-less-and-save-more-2018-04-13

No matter what you’re saving money for—whether it’s to build up an emergency fund, pay off debt faster or plan ahead for a big vacation or first home—trimming expenses will help you get there faster. The good news is even small efforts can add up to big savings over time. We’ve rounded up 101 simple ways you can get started today. There are many ways in this article to spend less and save more money. I’ve selected only five and be sure to check out these simple ways and apply them to your life. The 101 ways are separated into ten categories: simple hacks, home, shopping, food, bills and loans, work and career, health and fitness, travel, socializing and entertainment, and family, kids and pets.

Get cash back at the grocery store or pharmacy to avoid out-of-network ATMs, which cost an average of $4.52. (You can usually get up to $40 back free when using a debit card.)

Turn off the tap when you brush your teeth. This can save eight gallons a day, or 3,000 a year, cutting your water bill.

Instead of going all organic, buy just organic of the items on “the dirty dozen list“—fruits and veggies with the most pesticide exposure.

Take a class with your pals, using Groupon GRPN, -2.52%   or Living Social to score a deal.

Research dog and cat breeds before selecting a pet to learn which are susceptible to certain conditions (which may create big medical bills in the future) and whether or not they shed (which could lead to having to spend more time cleaning or replace furniture).

Each of the suggestions are a good way to help increase your net income. As your net income increases allocate a small portion for either debt reduction, or as disposable income. Plan your work and work your plan. Have a focus for your legacy and eternity.

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included SPARTAN MINDSET – Gym Motivation – Motivational Video from the Mulligan Brothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG