Posted in Pursuit of Excellence

October 13, 2019

Blogger’s Note:

The past year and this year have been filled with challenges in my life. If you’ve been coming to pursuitofexcellence.me, you’ve seen more posts concerning debt free me and articles I’ve found interesting. My source material for my blog posts is from the articles I read. I’m sharing this information so any visitor can read articles I’ve enjoyed at their convenience. Going forward, I’m going to post a blog reviewing an article or multiple articles as it happens, and the articles will be on a wide variety of topics and not focus strictly on finance at times.

Items in italics are direct quotes from the articles below

https://www.marketwatch.com/story/dont-ever-lend-money-to-family-and-friends-its-not-worth-it-2018-11-08

Once in a while, friends or family want to borrow money. How should you handle this? Be careful. Over the years, a hundred people asked me to borrow money from 50 bucks to tens of thousands. I have granted only two requests.

A lot of ill feelings will come up over borrowed money that isn’t paid back. It destroys relationships. Happens all the time. If you do loan money, charge a lot of interest. This person is asking to borrow money because he has exhausted all other options. The answer is no. The answer to the question “Can I borrow money?” should pretty much always be no. There are a couple of situations in which the answer is yes.

It’s very important that if you are going to lend money to friends and family that there are 3 key points to keep in mind:

1. The amount is small enough that non-repayment would not change the relationship. 

2. Charge interest.

3. There is no charity — only investment.

The first point is important, and the amount can vary from person to person. If you lend money you should write it to zero immediately. Assume the money is a gift and that you will never see it again. If lending the money won’t change the relationship, then it’s ok to do it. It will degrade the relationship if done over time again and again. And here’s the thing: Even if I’m not weird about it, the borrower might be weird about it. He will be weird about it if he can’t pay you back. He will avoid you like the plague. The second point is if you do lend money, then charge a lot of interest. The point is if a traditional lender will charge a higher interest if you’re a risk of not re-paying and payday lenders will charge as high as three hundred percent then you need to also, because it is about the time value of money. It’s about the opportunity cost of not being able to take that amount and use it for something else.

The general principle here is:

a. Assume it’s a gift.

b. But pretend that it’s not.

If you do end up in a non-repayment status, then internally let it go. Finally, when you lend money, understand that you are investing. You expect something in return, which leads back to the 2nd key point. If you treat the situation like you’re investing in someone then you understand the risk, you take in lending money. With charity, you’re giving and expecting nothing in return. So I don’t give. I invest. Which is the primary reason I’m 2-for-100 on lending money. I don’t believe many people are very good investments. If someone is a good investment, he’ll show you his virtues, not flaws.

He’ll say, “You should invest in me because I’m great and you’ll get your money back.” Not, “I’m down on my luck and I’m a loser.” Pretend you are a capitalist (which you are). Invest in this guy.

Where most people typically go wrong is that they loan money when in reality it is charity. And then they expect something in return. That’s where the resentment comes in.

I’ve lent money to at least five people in my life, and currently I have one person that is currently in re-payment status with me. The above article really resonates with me. In this scenario, I get a passionate about teaching people how to self-lend and encourage the discipline of savings.

https://www.marketwatch.com/story/where-does-it-all-go-heres-a-breakdown-of-how-americans-spend-their-money-2019-10-10

We are all Steve Martin. “I love money. I love everything about it,” he once said. “I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gas-powered turtleneck sweater. And, of course, I bought some dumb stuff, too.” Yes, like the iconic comedian, the American consumer loves to consume. Maybe an electric dog polisher and a fur sink are a bit extreme, but the U.S., with its relatively low savings rate, definitely has a spending problem. We find ourselves asking where does all the money go? The chart below in the article depicts average American spending as depicted by the Bureau of Labor Statistics. In 2018, based off the average American earning $78,635, Americans are spending 80% of their income. Obviously housing cost is a factor and eating out & entertainment has been increasing. What’s important to notice in this article is that the average American’s savings is minimal compared to their level of spending. The previous article and this article highlight the importance of leveraging the ability of self-lending to make yourself the lender.

If you need me to check your financial pulse or if there is something I can agree with you in prayer about, contact me.

This week, I’ve included David Goggins – STAY HARD – The BEST OF Motivation – Motivational Video from the Mulligan Brothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

Posted in Pursuit of Excellence

March 23, 2019

Items in italics are direct quotes from the articles below

https://www.bloomberg.com/news/articles/2019-02-25/women-gain-ground-in-thai-c-suites-not-so-much-in-government

The Asian country where women hold 37 percent of leadership roles, compared with an average of 24 percent globally, may come as a surprise. In this same nation, women make up 40 percent of chief executives and 34 percent of chief financial officers. Further, it ranks first in the world for enrollment of women in higher education with 1.41 women attending a university for every man. Done guessing? It’s Thailand, where women score well in nearly all measures of leadership in the corporate sphere, far surpassing most other Asian countries and gaining good marks globally. Yet even as women are making significant progress in Thailand’s business world, there’s a stark contrast in politics, where they are being left behind. Thailand ranks near the bottom — 181 of 193 countries — in the Women in Parliament list for 2017 by UN Women. Currently, only 13 women are part of the junta’s 240-seat parliament. There’s not a single woman cabinet minister. In the elections this month. there are only 8 women aspirants of the 68 aspirants for the position of prime minister. Thailand’s success in empowering women in corporations is a culture of working women through family businesses; in other words, women have always worked outside the home. Women leaders have more opportunities to run corporate Thailand because the culture allows them to work alongside men in such fields as finance and insurance, while women in politics typically need the support of political parties to break into that male-dominated sphere. For instance, females make up only about 5 percent of the military-appointed legislature — a place where women need backing to get ahead. Some of the notable women in this article are Kamonwan Wipulakorn, Supapan Pichaironarongsongkram, Chadatip Chutrakul, Kobkarn Wattanavrangkul, and Juree Vichit-Vadakan. Thai women are the driving force behind many industries in Thailand and make up a third of senior management positions. Another key factor is that Thai women often stay in the workforce even after having children due to the Thai family structure having the grandparents living in the same household allowing the Thai women to remain a part of the workforce. However, in politics it is not the same because these positions have been historically male dominant. Similar to Kobkarn, Juree was once in government, as a member of the national legislative assembly. “Parliament is a very lonely place for women,” said Juree, who was also was part of the constitutional drafting committee. “It’s easier for men to form a coalition,” she said. As time progresses, and the newer generations come up, I can see politics changing within Thailand.

https://www.businessinsider.com/disney-acquires-fox-71-billion-dollar-deal-2019-3

Disney has closed its $71 billion acquisition of Fox’s entertainment business, putting “Cinderella,” ”The Simpsons,” ”Star Wars,” and “Spider-Man” under one corporate roof. The deal is likely to shake up the media landscape. Among other things, it paves the way for Disney to launch its streaming service, Disney Plus, due out later this year. By buying the studios behind “The Simpsons” and X-Men, Disney aims to better compete with technology companies such as Amazon and Netflix for viewers’ attention — and dollars. Years ago, I had the opportunity to work at Walt Disney World as my first job. During my high school years, I met and worked alongside people from other countries and cultures. It radically changed how I viewed life in my hometown. Even back then Disney was beginning to successfully acquire companies such as ABC which housed ESPN etc. Now with the acquisition of Fox Entertainment, Disney is positioning itself to compete with cable and telecom companies. The acquisition aids Disney control TV shows and movies from start to finish — from creating the programs to distributing them though television channels, movie theaters, streaming services, and other ways people watch entertainment. Disney would get valuable data on customers and their entertainment-viewing habits, which it can then use to sell advertising. Disney CEO Bob Iger said in an earnings call in February that Disney Plus and other direct-to-consumer businesses were Disney’s “No. 1 priority.” With the acquisition Disney also has a controlling stake in Hulu, which will continue to have its general programming format. No pricing has been disclosed for Disney Plus. The streaming service will feature five categories of material: Disney, Pixar, Marvel, “Star Wars,” and National Geographic. Disney charges $5 a month for ESPN Plus, a service that offers programming distinct from the ESPN cable channel. Meanwhile, Fox Corp. — the parts of 21st Century Fox that are not part of the deal, including Fox News, Fox Sports, and Fox Broadcasting — started trading on the Nasdaq under the FOX and FOXA tickers on Tuesday. Personally, I do own a few shares of Disney stock and I’m going to start watching its price a little closer.

If you need a financial check-up or prayer, contact me.

This week, I’ve included RESET Your MINDSET | The Secrets Billionaires Pay For (It Takes Only 1 Day) from the Video Advice YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG


Posted in Pursuit of Excellence

Three Lawn Mowers

Growing up I hated cutting the grass. It wasn’t a labor of love…it was simply a labor. Even into my young adult years it was something I didn’t enjoy and didn’t have a heart for. I think my hatred toward manual labor was in some way influenced by the feelings I had toward my Dad. One summer when I had moved back into my parents’ house after no longer living with a roommate, I was cutting the grass and decided to take a break. I went inside and forgot to go back outside to cut the grass, and later that day I went outside to find the lawnmower had been stolen from our front yard. Understandably my parents were upset, and at the time we didn’t have the money to replace the lawnmower right off hand, so they decided to start using a lawn care service.

A few years later I started dating Jill and she noticed that my parents were using a lawn care service and knew that the service wasn’t really a necessity if they had a lawnmower. She suggested it to her Dad (Bob) and so he gave me one of his lawnmowers that he no longer used. I accepted it, and my parents weren’t as willing to receive it because they were happy with using the lawn care service. Instead of telling Bob that they didn’t want the lawn mower I simply stored it in a plastic outdoor shed. Bob would often inquire about that lawn mower and I would evade the topic by making a quick comment.

Later Bob realizing the one he gave me was a little dated, decided to buy another lawn mower. This newer lawn mower was worth far more than what he paid for it and he offered to store it until Jill, and I had our own place. Around this time, I had proposed to Jill and we would one day be married. I declined and brought it back to my parents’ house. They were upset with another lawn mower, reminded me they were happy with their lawn service, and told me they had no room to store it. Instead of going back to Bob and telling him they didn’t want it and had no room to store it, I asked a friend of mine if I could store it at his place

Derek was glad to help, and I transported the newer loan mower to his house. A few weeks later he calls me and tells me the lawn mower was missing. Derek had let the brother of a friend stay at his home, and this person ended up selling the lawn mower to purchase drugs. Derek apologized for what happened and paid me back for the value of the lawn mower. In hind sight, I could’ve asked him to call all the pawn shops to see if the lawn mower could be located. After this incident, I didn’t have the courage to tell Bob what happened to the lawn mower, and he would often ask about that lawn mower.

Late last year, Jill and I are married, and my parents are now moving out of their house. By this time, I had consciously blocked the truth of the lawn mowers from my mind to avoid disappointment. Jill’s parents helped with my parents’ move and at this time the 2nd lawn mower had been moved out of the plastic shed and placed under the carport. Seeing the lawn mower slowly began to remind me of the events. My parents had sold the plastic storage shed, and since the house was sold, asked me to take the lawn mower with me. I didn’t have the room for it in our apartment and was going to ask Bob to store it in one of his sheds. I decided to delay asking him, and so the lawn mower was moved to our next-door neighbor’s carport. He had recently passed away, and so around Christmas I decided to take the lawn mower to Bob’s house.

With my parents I rode over and unloaded the lawnmower. Upon seeing this lawnmower, Bob instantly recognized that this lawnmower wasn’t the one he had bought for me. Instead of coming clean, I backpedaled and didn’t tell the truth about that third lawnmower. Jill knowing the story about the lawnmower told her Dad. My Dad was upset because he believed that I had placed the blame on him, but I assured him I would clarify everything with Bob. On New Year’s Day, my parents had Jill’s parents over for a New Year’s Day meal. At the end of the meal I apologized to Bob about what happened with the lawn mower but didn’t explain what happened even though Jill had already told him. He wanted to hear it from me. A few days later, I went over to Bob’s house to help with installing a system, and he pointed out that I didn’t tell him what happened. At this point I finally did tell the whole truth about what happened with the third lawnmower, and the truth that my parents didn’t want the lawnmowers to begin with, and I confessed that all of this could have been avoided if I had told the truth even if it disappointed him. Recently, I found out that the 2nd lawn mower wasn’t usable because water hadn’t gotten into the tank and it was unable to be fixed and only good for parts.

The lesson of the story: Tell the truth even if it disappoints someone, because it’s better to disappoint someone now vs hides it and deal with a big mess and even greater disappointment. You can’t please everyone and that’s ok.

Posted in Pursuit of Excellence

February 23, 2019

Items in italics are direct quotes from the articles below

https://matadornetwork.com/read/habits-bartenders-pick

WE ALL DEVELOP certain behaviors thanks to the influence of our work — nurses tend to wash their hands more often than is necessary and firefighters check the stove buttons a little too often. Bartenders are no exception. Over time, we carry the things we repeatedly do at work into real life. From knowing exactly how you like your Negroni to refusing to split a check, here are seven habits you pick up bartending. The seven habits are having extreme selective hearing, always prepared for any situation, the ability to order clearly, knowing how we like our drinks, having respect for expiration dates, being a radio dictator, and never splitting checks. Bartenders can listen for certain sounds such as a door opening, and even the sound of ticket printing. The other side, bartenders are also good tuning out conversations such as the conversations of the bar guests. The ability to prepared for any situation is critical especially if the night suddenly turns into a busy one. Bartenders by repetition and instinct learn intangible skills that can’t be easily translated onto a resume, nevertheless these skills can be useful in many different environments. What’s important in life is being able to acquire skills and use them across various industries and that’s how you can become an asset. Personally, I worked as a bartender at restaurant, and my first job was as a janitor at a major theme park. The customer service skills I learned in these two different industries, I use for success in my current career.

https://www.fastcompany.com/90303904/3-tips-to-slowing-down-cognitive-decline

You might think that the impact of aging on the brain is something you can’t do much about. After all, isn’t it an inevitability?

To an extent, as we may not be able to rewind the clock and change our levels of higher education or intelligence (both factors that delay the onset of symptoms of aging). But adopting specific lifestyle behaviors–whether you’re in your thirties or late forties–can have a tangible effect on how well you age. Even in your fifties and beyond, activities like learning a new language or musical instrument, taking part in aerobic exercise, and developing meaningful social relationships can do wonders for your brain. There’s no question that when we compromise on looking after ourselves, our aging minds pick up the tab. Over time your body will build up toxins such as tau proteins and beta-amyloid plaques that can affect the aging process and cognitive decline. There are other factors that can aggravate the aging process such as lack of sleep, alcohol, and stress. The key to resilient aging is improving neurogenesis, the birth of new neurons. The author of the article came up with three methods to encourage resilient aging in the brain: get your heart-rate up, change your eating patterns, and prioritizing sleep. Aerobic exercise such as running or brisk walking has a potentially massive impact on neurogenesis. A 2016 rat study found that endurance exercise was most effective in increasing neurogenesis. It wins out over HIIT sessions and resistance training, although doing a variety of exercise also has its benefits. Even if you don’t like to exercise alone, try doing some form of team sport or something with a form of social element which can increase neurogenesis. Evidence has shown that intermittent fasting, calorie restriction, and time-restricted eating can also assist with neurogenesis.

Try any of the following, after checking with your doctor:

  • 24-hour water-only fast once a month
  •  Reducing your calorie intake by 50%-60% on two non-consecutive days of the week for two to three months or on an ongoing basis
  • Reducing calories by 20% every day for two weeks. You can do this three to four times a year
  • Eating only between 8 a.m. to 8 p.m., or 12 p.m. to 8 p.m. as a general rule

Prioritizing sleep and ensuring you have at least 7 to 9 hours of sleep is important. An easy way to know if you’re getting enough sleep is when you’re waking up at the same time every day of the week vs. needing to lie-in or taking longer naps. Try practicing mindfulness or yoga nidra before bed at night, a guided breath-based meditation that has been shown in studies to improve sleep quality. There are plenty of recordings online if you want to experience it. It’s important to work on each of these until they become a habit, but of these three I find that the Principle of Rest is very important. Your body needs at least one day of rest. It may be some form of leisurely activity or extra sleep, but make sure you rest.

If you need a financial check-up or prayer, contact me.

This week, I’ve included RESET Your MINDSET | The Secrets Billionaires Pay For (It Takes Only 1 Day) from the Video Advice YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

Posted in Pursuit of Excellence

January 1, 2019

My last blog post was June 2, 2018. Throughout the year, I tried to commit to my schedule of a blog every two weeks on a Saturday. Honestly, I couldn’t commit to it. 2018 was a Year of Restoration. When you restore something, there are times when you must cut it, break it, bend it, and even burn it to bring it back to what it is meant to be. A restoration can also can be considered a resurrection. Something brand new rising from glorious ruins. Today starts a brand-new year. A Year of Great Joy. I had two blogs and I consolidated both domain addresses into one domain address. It was like having two sides of the same coin. Throughout 2018, I had to focus on what’s most important, and I’m thankful for 2018.

I wanted to go back and catch up on the blogs I hadn’t posted. I’m letting the blogs I didn’t write go and focusing on today and starting from day one. The format will stay the same, but I’ll be using articles that aren’t just finance and business focused.  The articles are for leaving a legacy, and hopefully they’ll help you. I’ll blog at least once a month. In the end, we’re better together. Let 2019 be filled with joy.

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included FOCUS , LISTEN, LIFT – Best Gym Training Motivation from the Mulligan Brothers YouTube channel.

 

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

Posted in Pursuit of Excellence

June 2, 2018

Items in italics are direct quotes from the articles below

http://markets.businessinsider.com/news/stocks/vatican-scathing-review-derivatives-credit-default-swaps-helped-cause-financial-crisis-2018-5-1024881738

The Vatican released a scathing 10,000-word review of the global financial system on Thursday, specifically calling out derivatives like credit default swaps, products credited with helping cause the global financial crisis a decade ago. Credit default swaps — or derivatives contracts designed to guarantee against bond defaults — made headlines in 2008 after they were blamed for exacerbating the financial crisis. Traders who felt invincible realized that the components of their alleged hedges were far riskier than previously thought, as they were propped up by rotten assets such as defaulting mortgages. “The market of CDS, in the wake of the economic crisis of 2007, was imposing enough to represent almost the equivalent of the GDP of the entire world,” the Holy See said, first reported by Bloomberg. “The spread of such a kind of contract without proper limits has encouraged the growth of a finance of chance, and of gambling on the failure of others, which is unacceptable from the ethical point of view.” Since these investments have been “securitized” multiple times it “transforms them into a ticking time bomb ready sooner or later to explode,” the Church said. “Economic activity cannot be sustained in the long run where freedom of initiative cannot thrive,” the document says. “It is also obvious today that the freedom enjoyed by the economic stakeholders, if it is understood as absolute in itself, and removed from its intrinsic reference to the true and the good, creates centers of power that incline towards forms of oligarchy and in the end undermine the very efficiency of the economic system.”
Personally, I find that the Church’s stance on wanting to close the gap between the rich and the poor and its financial knowledge refreshing. Money can be a form of bondage to a fulfilled life. The question is who will take the time to educate those who are willing to learn. Do you understand the difference between an asset and a liability? A financial education is not only important, but one core idea is the ability to not just want more and more money but manage the money you do have. It’s not about how much you make but how much you keep.

http://www.businessinsider.com/fasting-diet-ketosis-brain-body-effects-2017-12

Stars such as Beyoncé and Hugh Jackman have spoken publicly about following intermittent-fasting plans to get in shape. So how does intermittent fasting work? We spoke with one of the leading neuroscientists in this field, Mark Mattson of the National Institute on Aging Intramural Research Program, to learn more.

Following is a transcript of the video.

How long has it been since you last ate? People who fast intermittently often eat within an eight-hour block, leaving 16 hours of fasting in between. During that 16-hour stretch, their bodies undergo an important change that sets them apart from nonfasters.

Here’s how it works.

When you eat, you store some of that energy in the liver as glycogen. But after 10 to 12 hours of not eating, your glycogen reserves will be extremely low. As a result, you may feel more irritable than normal — or “hangry.”

The upside is, with little glycogen left, fat cells in your body release fats into your bloodstream. The fat cells head straight to your liver, where they’re converted to energy for your body and brain. So you are literally burning fat to survive

Blood samples show that people who fasted for 12 to 24 hours experienced a 60% increase in energy from fat, with the biggest change occurring after 18 hours. This is the benefit to intermittent fasting because it puts you in a state called “ketosis.” And it’s why researchers think intermittent fasting could be the key to a longer, healthier life.

I’m not a nutritionist nor a medical professional, so view and read this article with your own discretion, nor do I endorse the ideas in this video. Personally, I find intermittent fasting fascinating, and I’m curious to see if its results are legitimate and don’t have long term negative effects. I’m willing to test it personally. I believe in prayer and fasting, so I’m interested in seeing what effects can have on the body. But scientists have discovered that fasting increases ketone levels more. Ketogenic diets can increase ketones fourfold whereas fasting has been shown to increase ketones by up to twentyfold. As a result, fasting, compared to a ketogenic diet, may have a stronger, more beneficial effect on overall health. Fasting and ketosis have been keys to our survival from the beginning. They helped our ancient ancestors survive through bouts of starvation. And today they’re becoming recognized as ways to help keep future generations mentally and physically disease-free. Our bodies have limits and scientifically knowing how to test and push those limits is the key to human discovery. I think our bodies were originally born in a perfect state both physically mentally emotionally and spiritually. Sin caused a separation from this perfect state, and our current life is a pursuit to re-attain that original design. I think humanity can reach that original state. With the advent of technology, there are many different levels that are being developed. What will be your impact on legacy and eternity?

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included The Craziest Talk EVER | David Goggins – MOST Motivational Speech from the Mulligan Brothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG

Posted in Pursuit of Excellence

May 19, 2018

Items in italics are direct quotes from the articles below

http://markets.businessinsider.com/news/stocks/vatican-scathing-review-derivatives-credit-default-swaps-helped-cause-financial-crisis-2018-5-1024881738

The Vatican released a scathing 10,000-word review of the global financial system on Thursday, specifically calling out derivatives like credit default swaps, products credited with helping cause the global financial crisis a decade ago. Credit default swaps — or derivatives contracts designed to guarantee against bond defaults — made headlines in 2008 after they were blamed for exacerbating the financial crisis. Traders who felt invincible realized that the components of their alleged hedges were far riskier than previously thought, as they were propped up by rotten assets such as defaulting mortgages. “The market of CDS, in the wake of the economic crisis of 2007, was imposing enough to represent almost the equivalent of the GDP of the entire world,” the Holy See said, first reported by Bloomberg. “The spread of such a kind of contract without proper limits has encouraged the growth of a finance of chance, and of gambling on the failure of others, which is unacceptable from the ethical point of view.” Since these investments have been “securitized” multiple times it “transforms them into a ticking time bomb ready sooner or later to explode,” the Church said. “Economic activity cannot be sustained in the long run where freedom of initiative cannot thrive,” the document says. “It is also obvious today that the freedom enjoyed by the economic stakeholders, if it is understood as absolute in itself, and removed from its intrinsic reference to the true and the good, creates centers of power that incline towards forms of oligarchy and in the end undermine the very efficiency of the economic system.”


Personally, I find that the Church’s stance on wanting to close the gap between the rich and the poor and its financial knowledge refreshing. Money can be a form of bondage to a fulfilled life. The question is who will take the time to educate those who are willing to learn. Do you understand the difference between an asset and a liability?

http://www.businessinsider.com/fasting-diet-ketosis-brain-body-effects-2017-12

Stars such as Beyoncé and Hugh Jackman have spoken publicly about following intermittent-fasting plans to get in shape. So how does intermittent fasting work? We spoke with one of the leading neuroscientists in this field, Mark Mattson of the National Institute on Aging Intramural Research Program, to learn more.

Following is a transcript of the video.

How long has it been since you last ate? People who fast intermittently often eat within an eight-hour block, leaving 16 hours of fasting in between. During that 16-hour stretch, their bodies undergo an important change that sets them apart from nonfasters.

Here’s how it works.

When you eat, you store some of that energy in the liver as glycogen. But after 10 to 12 hours of not eating, your glycogen reserves will be extremely low. As a result, you may feel more irritable than normal — or “hangry.”

The upside is, with little glycogen left, fat cells in your body release fats into your bloodstream. The fat cells head straight to your liver, where they’re converted to energy for your body and brain. So you are literally burning fat to survive

Blood samples show that people who fasted for 12 to 24 hours experienced a 60% increase in energy from fat, with the biggest change occurring after 18 hours. This is the benefit to intermittent fasting because it puts you in a state called “ketosis.” And it’s why researchers think intermittent fasting could be the key to a longer, healthier life.

I’m not a nutritionist nor a medical professional, so view and read this article with your own discretion, nor do I endorse the ideas in this video. Personally, I find intermittent fasting fascinating, and I’m curious to see if its results are legitimate and don’t have long term negative effects. I’m willing to test it personally. I believe in prayer and fasting, so I’m interested in seeing what effects can have on the body. But scientists have discovered that fasting increases ketone levels more. Ketogenic diets can increase ketones fourfold whereas fasting has been shown to increase ketones by up to twentyfold. As a result, fasting, compared to a ketogenic diet, may have a stronger, more beneficial effect on overall health. Fasting and ketosis have been keys to our survival from the beginning. They helped our ancient ancestors survive through bouts of starvation. And today they’re becoming recognized as ways to help keep future generations mentally and physically disease-free. Our bodies have limits and scientifically knowing how to test and push those limits is the key to human discovery. I think our bodies were originally born in a perfect state both physically mentally emotionally and spiritually. Sin caused a separation from this perfect state, and our current life is a pursuit to re-attain that original design. I think humanity can reach that original state. With the advent of technology, there are many different levels that are being developed. What will be your impact on legacy and eternity?

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included Watch This IF YOU WANT TO GET BETTER! Some of The Best Advices for Success Compilation from the Video Advice YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG