Category: Debt Free Me
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Month End: August Snapshot
At the end of August, with necessary expenses related to the house, and taking care of Evie, we are focused on paying what was owed this month. You are going to have months where you can only pay what you owe. That is completely ok. If you are focused on your strategy and know that […]
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Month End: July Snapshot
At the end of July, we’re adjusting to life with a newborn baby. Fortunately, Sasha hasn’t had any issues with Evie. It’s amazing and scary at the same time being a father. I do not feel like I’m ready, but I’m doing the best I can. I can’t believe we have a baby girl. We […]
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Month End: June Snapshot
She’s here. She’s finally here… Our first child. The first grandchild on both sides of our family. Evie James, you are our first born and so precious to us. Jill is doing fine, and the delivery went well. With the Pandemic, I was the only person allowed to be with Jill, and I prefer that […]
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Month End: May Snapshot
From the 1986 Chevy Cavalier to the 2000 Daewoo Nubira to the 1996 Ford Ranger to the 2004 Lincoln LS, and finally to the 2000 Ford Taurus, I’ve been through a lot of cars. Most of the cars were used cars given to me from my Dad. I only had one new car, which was […]
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Month End: April Snapshot
April has been one of the most challenging months I’ve had in many years. The Small Business Administration created the Paycheck Protection Program to help small businesses continue to pay their payroll, rent, and utilities. Many businesses had to shut down to prevent the spread of the COVID-19 virus. This process is not only completely […]
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Month End: March Snapshot
At the end of March, I could’ve never seen the COVID-19 pandemic coming. No one in the banking industry, no one in our country, and no one in the world could have predicted the impact of this virus. Although many may disagree with me, it is necessary to shut down pieces of the economy to […]
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Month End: February Snapshot
My Dad died on February 28, 2020. My Dad is a hero to me. There was a time I thought he looked like Harrison Ford, and since I loved Indiana Jones movies, I wanted to be an archaeologist. Obviously, I did not go down that path. Growing up, I tried to accomplish certain milestones that […]
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Month End: January Snapshot
At the end of January, my Dad had to go into the hospital. In previous posts, I mentioned that he had been diagnosed with cancer. He had been undergoing chemo treatment, and this treatment was intended to delay the spread of the cancer. I went over to my parents’ apartment and created my Dad’s BBQ […]
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Month End: December Snapshot
With my credit card debt being paid off, I could now focus on Jill’s debt. Off and on I heard about Dave Ramsey, and I had my reservations about his way, but listening to an episode with my good friend Davis. I decided to subscribe to the Dave Ramsey show podcast, and I began listening […]
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Month End: November Snapshot
Being free of my credit card debt is a huge relief and I have never gone into exact detail about my debt free journey up to this point. Out of shame, I haven’t told the whole truth. I’ve always been in debt–in some shape or form– since college. Back in 2007, I declared Chapter 13 […]
Pursuit of Excellence 