Category: Debt Free Me
-
Month End: December Snapshot
Thank God this year is over with. I have never experienced a year of such change and transformation. I went through 3 to 4 life events in one year, which is unheard of. My Dad passed away, Evie was born, we had to move to our new house, we helped my Mom move to her […]
-
Month End: November Snapshot
I do not like the month of November. I remember my grandmother dying in November back in roughly 1985. I remember my Dad not being able to have Thanksgiving with us in 2019 because he was undergoing chemotherapy, and so both sides of our family were unable to be together. This month, we found that […]
-
Month End: October Snapshot
At the end of October, Evie got to experience her first Halloween. It was so cute watching her help each person get their treat. I can’t believe she’s growing up so fast. Watching her grow, makes me focus even more on paying our debt off. It is why we are willing pay a little more […]
-
Month End: September Snapshot
At the end of September, we are back on track with attacking the car loan. I’m thankful that the new car loan is at 0% interest, so every payment is going directly to the loan itself. This year I’ve turned 40. I never imagined I would make it this far and be married with a […]
-
Month End: August Snapshot
At the end of August, with necessary expenses related to the house, and taking care of Evie, we are focused on paying what was owed this month. You are going to have months where you can only pay what you owe. That is completely ok. If you are focused on your strategy and know that […]
-
Month End: July Snapshot
At the end of July, we’re adjusting to life with a newborn baby. Fortunately, Sasha hasn’t had any issues with Evie. It’s amazing and scary at the same time being a father. I do not feel like I’m ready, but I’m doing the best I can. I can’t believe we have a baby girl. We […]
-
Month End: June Snapshot
She’s here. She’s finally here… Our first child. The first grandchild on both sides of our family. Evie James, you are our first born and so precious to us. Jill is doing fine, and the delivery went well. With the Pandemic, I was the only person allowed to be with Jill, and I prefer that […]
-
Month End: May Snapshot
From the 1986 Chevy Cavalier to the 2000 Daewoo Nubira to the 1996 Ford Ranger to the 2004 Lincoln LS, and finally to the 2000 Ford Taurus, I’ve been through a lot of cars. Most of the cars were used cars given to me from my Dad. I only had one new car, which was […]
-
Month End: April Snapshot
April has been one of the most challenging months I’ve had in many years. The Small Business Administration created the Paycheck Protection Program to help small businesses continue to pay their payroll, rent, and utilities. Many businesses had to shut down to prevent the spread of the COVID-19 virus. This process is not only completely […]
-
Month End: March Snapshot
At the end of March, I could’ve never seen the COVID-19 pandemic coming. No one in the banking industry, no one in our country, and no one in the world could have predicted the impact of this virus. Although many may disagree with me, it is necessary to shut down pieces of the economy to […]
Pursuit of Excellence 