Category: Debt Free Me
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Month End: January Snapshot
At the start of 2023, I felt like this year was going to be weird. This year started with me having a health scare. I felt like my body’s health was worse than it has been in a long time. I felt so bad that it helped me re-evaluate my priorities. Previously, I’ve reasoned that […]
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Month End: December Snapshot
At the end of this year, I look back and reflect on what has happened. We remained consistent with paying down on our last remaining installment loan, and we didn’t take on any new debt. I’d like to have this car paid off but continuing to make the required payments at zero percent interest, I […]
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Month End: November Snapshot
At the end of November, I look back on the days I used to use online pay day loans to either make it to pay day or for spending. Interestingly enough, the online pay lender I used was featured on the show Dirty Money on Netflix. Starting the process of Christmas shopping, I feel thankful […]
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Month End: October Snapshot
For me October is an expensive month. It’s my Mom and Jill’s birthday in this month so typically I plan to spend more. If you have a month that you know you will spend more, it is important to set aside money for it throughout the year. Since July I had given Jill a small […]
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Month End: September Snapshot
At the end of September, I am now 42…… I never imagined being married with such a sweet and smart child. I never imagined going through the financial problems that I have been through, nor could I imagine my true-life story. I am still here. I’m thankful for my friendships, relationships, life experiences, and the […]
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Month End: August Snapshot
At the end of August, therapy is going well for me. Talking with Jill, we have come into agreement that I am going to slow down on paying down the final installment loan. Taking care of myself and my family is more important than paying off this final debt. It is especially important to remember […]
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Month End: July Snapshot
I am going back into therapy. My ego is my own enemy. It is made up of my thoughts and those thoughts are formed by my environment both my parents and the world around me. My automatic responses to situations and default settings are not normal healthy reactions. It is time to go back in […]
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Month End: June Snapshot
The aftermath of May 27th of 2022 is still very real. It is because of this event, that I believed that our date weekend would have ended up being cancelled. The week of our weekend date, my wife did decide to go ahead with our date weekend. We did a staycation and stayed at one […]
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Month End: May Snapshot
Since the day I became conscious of this life, I came to understand that change is inevitable. Even if I don’t want to change, things will change around me and inside of me. The world, people, and even my own physical body will change. It is simply ridiculous for me to resist change. It’s because […]
Pursuit of Excellence 