Posted in Debt Free Me

Month End: December Snapshot


As 2016 ends, I’m thankful to have survived another day, month, and year. I think you can agree that this year has been filled with loss. Loss is a nature of life, but for me there is always hope in me. Hope of a new day, hope of a better future, and hope of a good ending. Earlier this year I started with $31,846.67 in total debt, and at the end of the year the debt has been reduced by $8,061.53. During the year, my debt did increase, but now at the end of the year the debt has been reduced. I guarantee you will have challenges, and your debt repayment plan may have to restructure, but at the end of the year, if your debt is lower than when it started then you are making progress.

I believe in your journey to a debt free me. It begins with one dollar at a time. Every dollar that comes into your account you can control. I suggest following my process to help you in your debt repayment plan. My process will help you not only create a budget but ultimately teach you how much comes out, and even more importantly when it comes out. At the end of this year, I added to income producing assets in the form of two businesses. My fiancé and I had fun growing our business, and at the end of the year I could bring two associates one for my business and one for her business. Thank you for being a part of my journey this year, and next year brings a new chapter in my life as I prepare to marry the love of my life. In the new year, I’m preparing to be even more aggressive with my debt reduction, increase income through my assets, and lower expenses where I can. I’m excited to see what the new year will bring. Also, I’m to be adding videos each month so be sure to scroll to the bottom.

If you want to learn more about how I’m increasing my income, while reducing debt or if you want to have someone to discuss your debt reduction strategy with, or if you need a financial check-up, contact me.

The rich ruleth over the poor, and the borrower is servant to the lender.
https://bible.com/1/pro.22.7.kjv

I believe in your journey to….

A Debt Free Me

Here’s this month’s video

Posted in Debt Free Me

Month End: May Snapshot


At the close of May, I’ve decided to start setting aside more money for the wedding, and my savings account. At the same time, I’m sticking to the Process. It’s four simple steps which I’ll be glad to share when you sign up for a financial check-up. I will continue to make regular payments to reduce each credit card, but there may be months where I reduce my payments to just over the minimum payment requirement to increase retained income. At the same time, I will be looking for opportunities to increase my cash flow. It’s important to cut spending, but at the same time look to increase income.

I’m so thankful for my beautiful bride to be. In this past month, she’s picked up her activity in our spare-time business, and I couldn’t pick a better person to spend my life with. When I’m weak, she’s my strength, and when she’s weak I’m her strength. Even if you aren’t in a committed relationship, I suggest you find someone to do life with. What’s the point of living, if you can’t share it with someone?

If you need a financial check-up contact me. More details about a financial check-up is in the contact me section.

The rich ruleth over the poor, and the borrower is servant to the lender.
https://bible.com/1/pro.22.7.kjv

I believe in your journey to…. A Debt Free Me