April 21, 2018

Items in italics are direct quotes from the articles below

https://ideapod.com/alan-watts-taught-trick-meditation-us-get-wrong/

Have you ever tried to meditate? If so, you’ve probably tried to focus on your breath, or repeat a mantra. This is how I was taught to meditate, and it lead me down the completely wrong path. Instead, I learned a simple “trick” from Alan Watts. He helped to demystify the experience and now it’s so much easier. From meditating in this new way, I discovered that focusing on my breath and repeating a mantra affected my ability to achieve true peace and enlightenment. I’ll first explain why this was the wrong way for me to meditate and then will share the trick I learned from Alan Watts. Why focusing on breath and repeating a mantra didn’t help me to meditate I should clarify that while this approach to meditation didn’t help me, you may have a different experience.

Once I learned this trick by Alan Watts, I was then able to experience my breath in ways that put me in a meditative state. Mantras also became more effective.

For the author, he explains what his problem was:

By focusing on the breath and repeating a mantra, meditation became a “doing” activity for me. It was a task that required focus.

Meditation is meant to happen spontaneously. It comes from remaining unoccupied with thoughts and from just experiencing the present moment.

The key point is to experience this moment without thinking about it. However, when I began meditating with the task in mind to focus on my breath or repeat a mantra, I had a focus. I was thinking about the experience

Watts explains that the easiest way to begin meditation is by listening. Don’t attempt to identify the sounds, and let the sounds hit your eardrums. As you listen, your mind will automatically identify the objects making the sounds, and that’s normal. After you’ve done this process, do the same with your breathing, and finally with your thoughts. Over time, the outside world and the inside world come together. Everything is simply happening and you’re just observing it. Two YouTube videos are included with this article. Meditation is good for allowing yourself to become more in tune with how you are truly feeling on the inside. Meditation, prayer and other spiritual practices are necessary to strengthen your spiritual self. Personally, I think a strong spirit will control your soul, mind, and body. We are spiritual beings with a temporary earthly body, so our focus should be on making the spirit stronger.

https://www.marketwatch.com/story/101-simple-ways-to-spend-less-and-save-more-2018-04-13

No matter what you’re saving money for—whether it’s to build up an emergency fund, pay off debt faster or plan ahead for a big vacation or first home—trimming expenses will help you get there faster. The good news is even small efforts can add up to big savings over time. We’ve rounded up 101 simple ways you can get started today. There are many ways in this article to spend less and save more money. I’ve selected only five and be sure to check out these simple ways and apply them to your life. The 101 ways are separated into ten categories: simple hacks, home, shopping, food, bills and loans, work and career, health and fitness, travel, socializing and entertainment, and family, kids and pets.

Get cash back at the grocery store or pharmacy to avoid out-of-network ATMs, which cost an average of $4.52. (You can usually get up to $40 back free when using a debit card.)

Turn off the tap when you brush your teeth. This can save eight gallons a day, or 3,000 a year, cutting your water bill.

Instead of going all organic, buy just organic of the items on “the dirty dozen list“—fruits and veggies with the most pesticide exposure.

Take a class with your pals, using Groupon GRPN, -2.52%   or Living Social to score a deal.

Research dog and cat breeds before selecting a pet to learn which are susceptible to certain conditions (which may create big medical bills in the future) and whether or not they shed (which could lead to having to spend more time cleaning or replace furniture).

Each of the suggestions are a good way to help increase your net income. As your net income increases allocate a small portion for either debt reduction, or as disposable income. Plan your work and work your plan. Have a focus for your legacy and eternity.

If you need a financial check-up or prayer be sure to contact me.

This week, I’ve included SPARTAN MINDSET – Gym Motivation – Motivational Video from the Mulligan Brothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.”

Proverbs 28:26 MSG


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April 19, 2017

Items in italics are direct quotes from the articles below

http://www.businessinsider.com/laura-vanderkam-power-hour-productivity-2016-10

Laura Vanderkam the author of this video argues that we should consciously spend time on the parts of our job that initially drew us to our job in the beginning. To do more of the things you love, you must recognize that certain aspects of work will expand to fill all available space. She uses e-mail as an example. We should carve out time to go after the higher priority item, and the best way to do this is a power hour. So, for the first hour of the day instead of doing e-mail, work on the first top priority item of the day. Try to carve out Monday morning for whatever is most important to you. And particularly for sort of speculative important but not urgent work that you’re going to have a hard time carving out time for. If you do it Monday morning it’s kind of the equivalent of paying yourself first.
This type of process is best for a high priority project but not a urgent project.. Time is our most valuable and precious assets, so it’s important to use effectively and wisely. I’ve found myself getting up early so I can carve out time to manage my spiritual life, and my business life. Arriving earlier to work allows me time to work on larger weekly tasks without having to be stressed. By doing this simple habit, I build margin into my time, and honor the principle of rest and I don’t go into time debt.

http://www.businessinsider.com/best-books-for-first-time-investors-according-to-a-financial-adviser-2017-4

If you are uncertain, optimistic or nervous about investments right now, it may be a good time to do a little reading. Knowledge is really the best way to counterbalance emotions, which we know may be running high for some right now. Our advice: Check out what the masters have said. They’ve devoted their lives to understanding investing and captured it all in print. It turns out there is truly nothing new under the sun; their insights apply year-in and year-out. We love original sources, so here’s our top seven books for you to read or re-read. If you don’t enjoy reading, then I challenge you to build this important habit. The books express the author’s ideas more fully than video or audio. Try reading a page out of your favorite book a day, even if it’s a children’s book. If you still don’t enjoy reading, then try an audio version, video summary, or even consult with a respected friend. The top seven books are: Security Analysis by Benjamin Graham and David L. Dodd, Margin of Safety by Seth Klarman, Against the Gods: A History of Risk by Peter Bernstein, Antifragile by Nassim Taleb, The Upside of Stress by Kelly McGonigal, Wealth in Families by Charlie Collier, Classics: An Investor’s Anthology by Charles D. Ellis. Each book will introduce you into the world of risk, and proper thinking of an investor. It’s important to remember that you can’t just do the process, and expect the results, it’s even better to understand the process. Use your own gifts and talents that were given to you since you were born to creatively execute your investment strategy. Also have a budget. You should know what your bottom line number is monthly before you add on the stress of investing. Be willing to lose it all, and have in place an investment strategy for savings and for wealth. If you don’t have a budget in place then please contact me to let me show you my system.

If you need are interested in creating a budget, then contact me for a financial checkup in the contact me section. Also, learn more about the self-lending principle in the mustard seed section.

For this week, I’ve included the Darkness – Motivational Video from MulliganBrothers YouTube channel.

“If you think you know it all, you’re a fool for sure; real survivors learn wisdom from others.” Proverbs
28:26 MSG‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬