This year didn’t end the way I expected, but honestly, I’m not surprised with the results because of the choices I made. I sacrificed my eternal riches, because of my own selfish delusions and decisions. What is the point of being debt free if you have no one to share the victory with? Looking in the mirror, I know I need to make serious and genuine changes not just in my finances, but in my life. A friend of mine has said, “What’s in the darkness, always comes to light.” I need to change my heart, change my direction, and change my life. I’m going to need serious help to live my life as a whole person. I never realized how much my life was fractured until the end of this year.
Looking at 12/31/16, I had $23,785.14 in total debt both in installment loans and credit cards. I’ve progressed to $15,879.20 in total debt, and reduced my debt by $7,905.94 or 33.2%. Honestly, I had hoped to have it paid off by the end of 2018, but after much reflection, I realize that it was an unrealistic goal. I could possibly do it, but it would mean putting my family, body and mind through such an intense stress that I decided to re-evaluate this decision. You shouldn’t allow your debt free strategy destroy your family and yourself. Finally, I believe if you’re married your spouse needs to know everything completely. Not just finances, but your dreams, nightmares and who you truly are.
If you want to learn more about how I’m increasing my income, while reducing debt or if you want to have someone to discuss your debt reduction strategy with, or if you need a financial check-up, contact me.
Also, learn more about how I use the self-lending principle through Mustard Seed in the mustard seed section.
“The LORD will send rain at the proper time from his rich treasury in the heavens and will bless all the work you do. You will lend to many nations, but you will never need to borrow from them.”
Deuteronomy 28:12 NLT
I believe in your journey to….
A Debt Free Me
Here’s this month’s video: 10 Minutes To Start Your Day Positively |START YOUR DAY RIGHT | MORNING MOTIVATION | 2018 MOTIVATION from the Be Inspired – Daily Motivation YouTube channel.