Near the end of August, I was surprised to have my previous annual review completed. It’s something that I had been hoping, praying, and struggling over throughout the year. Normally it’s completed at the end of the year, so not having a review concerned me. Even though I knew I was working as hard as I could, I felt frustrated and unimportant. I had talked about my frustrations with my wife, therapist, a close co-worker, and the Lord, but I was at my wits end. I knew I contributed greatly and was valuable in my workplace, but the lack of communication, had taken me to a place where I even considered alternate options. Surprisingly, I was called in for my review and sat down for the first time with my boss for my review. In previous years, I would complete my evaluation, and it would be submitted for approval. This year, he apologized for the delay, and asked for my thoughts on my career path. It was honestly a relief to have communication, but the greatest blessing didn’t come until the end of the month. He handed me a card showing what my new salary would be. Even now I’m so thankful to God, I had been trying to reach this number since I first entered the work force after leaving college fifteen years ago. This salary amount will allow me to pay down my debt faster, and at the same time set aside money for the future. I immediately adjusted my budget to set my current monthly income as my new estimated income and have made plans to adjust my actual income, so I can set aside a portion of this income for savings and investing.
Pray, plan, and build the future you want. I can’t say that it will happen overnight, and most of the time it will require a lot of work and sacrifice, but if you have the right attitude and work ethic you will achieve the goal you set. I’m proof that if you’re in the right environment it can happen. It’s important to keep the faith. If you receive an increase in pay, make sure you have a plan for your money. A plan can be a budget, or even a discussion with someone you trust about how to handle the change in income. Don’t waste your new income. If you’re trying to get out of debt, then stay on your path, and don’t get into more debt. I’m planning on using my debt reduction plan toward other debts I have, but I’m continuing to chip away at the credit card debt above.
If you want to learn more about how I’m increasing my income while reducing debt, or if you want to have someone to discuss your debt reduction strategy with, or if you need a financial check-up, contact me.
Also, learn more about how I use the self-lending principle through Mustard Seed in the mustard seed section.
This month’s video is WATCH THIS EVERY DAY| You Are More Than A Conqueror Motivational Video from the Lion of Judah YouTube channel.
“The LORD will send rain at the proper time from his rich treasury in the heavens and will bless all the work you do. You will lend to many nations, but you will never need to borrow from them.”
Deuteronomy 28:12 NLT
I believe in your journey to….
A Debt Free Me