Month End: April Snapshot

With the savings account replenished, we can aggressively attack the car. Whether you use the debt snowball, debt avalanche or debt barrage, you will see how drastically your debt decreases when you take the minimum payment and combine it with all the previous loan payments and any additional money you can throw at the debt. It’s this type of debt reduction aggressiveness which is different than everyone else. It is ok to be weird. In fact, let’s get weird!!!!! On the other side, we have been spending money to make necessary purchases for the house, and at the same time spending money to enjoy life. I agree it’s Dave Ramseyish, but it is 100% James Hawk. If you have a plan and the discipline to execute, then you will be fine. For us, we have a fully funded emergency fund, and it creates a safety net for our spending, and I do not recommend this behavior for everyone. I am being honest about what’s happening right now in our journey. As we tackle our debt, my mind is beginning to focus again on multiple streams of income. Assets should produce income, and ideally, we should focus on assets that produce continuous cash flow and these are the types of situations I’m starting to look for again.

We live in the greatest country of my lifetime and the opportunities in the United States of America from what I have seen don’t exist to this extent. The opportunity for us to build wealth is magnified even more when you consider the internet. I can’t believe we’re in episode 7 of our podcast. It’s because of the podcast format that I’m inspired to create another level of content and the means for others to reach the world. I have several reasons why I want to do a podcast which is why I know I can do it for the rest of my life regardless of if it creates a stream of income. It is exactly how I feel about the self-lending concept. There are supernatural purposes in your life that if you seek and find it, it will give you a peace and energy that can’t be explained. In the coming months, I’m going to create links to access the James & James Podcast and maybe something more. Despite everything occupying my time, I am still focused on God, family, work, and finishing this last debt. What drives you to be debt free?

If you want to learn more about the self-lending principle or if you need a financial check-up, then contact me.

This month’s video is James & James # 7 Nick Miliano from the James & James YouTube channel

“The LORD will send rain at the proper time from his rich treasury in the heavens and will bless all the work you do. You will lend to many nations, but you will never need to borrow from them.”


I believe in your journey to….

A Debt Free Me


Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: