Month End: March Snapshot

This month felt like one of the longest months for me, and yet in June, our 2nd child will be here. Our son wasn’t a part of our plan, but he’s almost here. I remember last year when my sweet wife was asked by my sister-in-law if I was excited, because I didn’t appear to be excited. I am excited as we get closer to the due date, because he is the first grandson on both sides of the family, and the 1st grandson for Bob. I wasn’t as excited at first because of the challenges of bringing Evie into this world, and I worry about being my Dad with my son and how he disciplined and raised me. I don’t get excited until the thing I want the most actually happens. This behavior is a result of my Dad over promising and under delivering while growing up. I don’t like to count my chickens before I know I have eggs and that the eggs will hatch. With that being said, I have an opportunity to make a career shift, and the idea of it seems scary to me at first, because there’s a lot of risk involved. However, there’s a part of me that drives me that is asking what happens if you don’t do it. Can you honestly live with the regret of not doing it? In my heart my answer is no. With Jill’s support, I may possibly be going down a different career path, which could open a new world of possibilities. All I need is for the Lord to lead me. This month, I remain focused on paying off the car. My goal is to pay it off by the end of this year, but even if I don’t, the benefit of the 0% interest really plays a major role in my ability to make this change.

Also, this month saw the collapse of Silicon Valley Bank and other banks. Most people are worried about the collapse of the banking system. I’m not because I understand what lead to its collapse. This fear and lack of education is what can limit a person from seeing the bigger picture. It’s important to keep an open mind. You should have the ability to see the left, right, and middle. However, the most important thing from my point of view, is that a person or small business has low leverage. Having low leverage means you don’t have a lot of debt obligations. Being debt free gives you more choices.

Can you imagine how being debt free gives you more choices?

If you want to learn more about the self-lending principle or if you need a financial check-up, then contact me.

This month’s video is Silicon Valley Bank MELTDOWN Explained | How to PREPARE for the RECESSION | Jaspreet Singh from the Tom Bilyeu YouTube channel.


“The LORD will send rain at the proper time from his rich treasury in the heavens and will bless all the work you do. You will lend to many nations, but you will never need to borrow from them.”


I believe in your journey to….

A Debt Free Me



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