Category: Debt Free Me
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Month End : September Snapshot
Below is a progress report of where I am at the end of September: I talked with my fiancé and she agreed with my debt reduction strategy; so, I’ve decided to focus on paying off the Barclay’s card and then move on to just having the Wells Fargo Line of Credit and the Capital One […]
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Keep moving forward…
Here are the balances and the total amount that’ s been paid up to this point as of 9/15/2015. Wells Fargo Line of Credit $5,300.00 Capital One Card $6,300.00 Barclay’s $2,196.00 TD Ameritrade $0.00 Total Credit Card debt: $8,496.00 and Total Credit Card/Line of Credit Debt: $13,796.00. With prayer and discussion with my fiance, we […]
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Month End: August Snapshot
Over the past few days, I’ve considered re-targeting my focus on my credit card balances. I’m going to pray on it and talk it over with my fiancé. Just doing this action, shows me I’m not the same person I used to be. Before I would simply do the action, and then adjust to what […]
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Credit Card Debt Reduction Options
There are many different ways to reduce credit card debt. Not all of these strategies fit everyone. The steps you need to take first are: pull your credit report, gather up all your monthly statements, and make a budget. You need to know how much you owe, how much you’re paying out and how much […]
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Chipping away one step at a time….
The first two posts introduced you to my current situation. How I got here, and what I’ve determined to do to get out. The most important fact to remember is once you start this journey, you’re not alone. Someone before you or someone after you will make a decision to get out of debt. The […]
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How did I get here?
How did I get here? Almost ten years ago, I didn’t know how I had amassed so much credit card debt. Looking back on it now, I was very much in love with the idea of instant gratification. I wanted to get as many things as possible to celebrate my freedom of youth, to drink, […]
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The Journey of a thousand miles begins with a single step
On August 1st 2015 I decided to get serious about paying off my consumer debt. It was roughly a decade ago that I was in this exact same position. The big difference is this time I’m engaged to be married and I have a relationship with God. This blog is dedicated to my journey to […]
Pursuit of Excellence 