Month End: April Snapshot

Honestly this month has been a month of miracles. I honestly believe because my wife and I honored God at the beginning of the year that He has put favor on our year so far. My wife did get approved for her personal line of credit, so she was able to consolidate down some of her debt. I could do a balance transfer, which is why you see my balances go up for the month of April. Fortunately, I could pay off the Wells Fargo term loan, and my goal is to pay off the Prosper loan by the end of May. If everything goes as intended, then I will have an additional $650 per month in income. This additional income I can use to focus on reducing my debt at a faster rate, meeting any living expense needs, saving to invest, or saving in case of emergency. When you’re creating an emergency savings, save at least one month’s worth of income no more than three months’ worth of income.

Paying off your debts will give you a raise. You’ll begin to be able to realize how blessed you are as you break off the bondage of debt. You also won’t know how much you are losing to compound interest until you really look at the numbers. We didn’t make any sales in our organization; however, I sincerely believe in my team. I believe that once they slowly build momentum, it will change their lives for the better both financially and emotionally. Ask yourself. Are you trading dollars for time? I’m continuing to look for ways to be generous not with my finances but with my time, energy, efforts, and connections. I encourage you to look at the win-win scenario and looking at life through the lens of eternity and legacy. A win-win scenario is helping a friend of mine who was looking to sell a car, and another friend who was desperately needing a car. They were able to strike an agreement that worked for the both of them. Finally, my wife passed her test and is now licensed. This journey was four long years of blood, sweat, and tears. Honestly it was a miracle that she passed. There is a powerful momentum building this year.

If you want to learn more about how I’m increasing my income, while reducing debt or if you want to have someone to discuss your debt reduction strategy with, or if you need a financial check-up, contact me.

Also, learn more about how I use the self-lending principle through Mustard Seed in the mustard seed section.

“The LORD will send rain at the proper time from his rich treasury in the heavens and will bless all the work you do. You will lend to many nations, but you will never need to borrow from them.”


I believe in your journey to….

A Debt Free Me

Here’s this month’s video: THE TRUE GRIND – 30 Minute Motivational Speech Compilation from the Motivation Archive YouTube channel.


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