Tag: credit card
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Month End: April Snapshot
Honestly this month has been a month of miracles. I honestly believe because my wife and I honored God at the beginning of the year that He has put favor on our year so far. My wife did get approved for her personal line of credit, so she was able to consolidate down some of…
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Month End: April Snapshot
Every journey has its own setbacks and detours, however despite those moments, you must remain consistent about where you want to be. Will you run into unforeseen expenses and liabilities? Absolutely! I encourage you with this idea: I’m in no way perfect, but I serve a perfect God. He knows an exit strategy into every…
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Month End: March Snapshot
Over this past month, I’ve had the opportunity to pay off the Wells Fargo Line of Credit and utilize a zero-balance transfer option on my Barclay’s card to reduce the payment amount of my overall debt. My next target will be the Barclay’s card as I chip away at the Capital One card. It’s important…
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Month End: January Snapshot
Below is a progress report of where I am at the end of January: Welcome to a new year! Since 2013, I’ve begun my year with 21 days of prayer and fasting following the habit established by church: Church of the Highlands. https://www.churchofthehighlands.com/ If you are a person of faith, then I encourage you to…
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Vision 2016: Grow in three areas
For 2016, I’ve discussed with my fiancée to grow in three areas. The last time I got out of debt, I was so focused on debt that I forgot two valuable factors: lost time and missed opportunity. I didn’t save while I was getting out of debt, nor did I look for opportunities to create…
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Month End: December Snapshot
Here’s December’s snapshot: At year end, I look back on the year and I thank God for opening my eyes and providing a way to get closer to a debt free me. The most important first step is for you to take the time to look at the debt you do have and decide if…
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Month End: November Snapshot
Below is a progress report of where I am at the end of November: Talking with my fiancé, we agreed that I could balance transfer over $200.00 to the Capital One debt, which is why the Capital One debt increased. I made a $670.00 payment to the Barclay’s card to pay my debt off before…
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Month End: October Snapshot
Below is a progress report of where I am at the end of October: The goal by the end of this year is to bring the Barclay’s card to a zero balance. Feel free to contact me if you need a financial checkup or advice. The rich ruleth over the poor, and the borrower is…
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Month End : September Snapshot
Below is a progress report of where I am at the end of September: I talked with my fiancé and she agreed with my debt reduction strategy; so, I’ve decided to focus on paying off the Barclay’s card and then move on to just having the Wells Fargo Line of Credit and the Capital One…
Pursuit of Excellence 