Tag: better together
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Month End: February Snapshot
At the end of February, change is inevitable and at times very necessary. I met with my old roommate/friend after work for a few drinks, talked about old times, and talked about business. It was after that night that I made a commitment to change my habits. I feel like I’ve brought more problems into…
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Month End: April Snapshot
April has been one of the most challenging months I’ve had in many years. The Small Business Administration created the Paycheck Protection Program to help small businesses continue to pay their payroll, rent, and utilities. Many businesses had to shut down to prevent the spread of the COVID-19 virus. This process is not only completely…
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Month End: November Snapshot
Being free of my credit card debt is a huge relief and I have never gone into exact detail about my debt free journey up to this point. Out of shame, I haven’t told the whole truth. I’ve always been in debt–in some shape or form– since college. Back in 2007, I declared Chapter 13…
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Month End: July Snapshot
At the end of July, now that I’ve paid off the WF line of credit, I’m able to focus more payments toward my final installment loan. Except for my student loan, I’m on a path to being debt free. Whether you use the debt snowball, debt avalanche, or any other debt reduction strategy, once you…
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Month End: January Snapshot
At the end of January, I found the year starting off to be a year of great joy and transition. My wife and I are believing to have a baby and bringing a new life into this world requires the ability to make transitions. This year has already seen changes even in my workplace. We’ve…
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January 1, 2019
My last blog post was June 2, 2018. Throughout the year, I tried to commit to my schedule of a blog every two weeks on a Saturday. Honestly, I couldn’t commit to it. 2018 was a Year of Restoration. When you restore something, there are times when you must cut it, break it, bend it,…
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Month End: November Snapshot
I have so much to be thankful for this year. Out of all the things I’m thankful for, I’m thankful for my wife, our home, and both sides of our family. Looking back on how this year started, I didn’t know I’d be at this place. Thank God for my loving family and my close…
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June 2, 2018
Items in italics are direct quotes from the articles below http://markets.businessinsider.com/news/stocks/vatican-scathing-review-derivatives-credit-default-swaps-helped-cause-financial-crisis-2018-5-1024881738 The Vatican released a scathing 10,000-word review of the global financial system on Thursday, specifically calling out derivatives like credit default swaps, products credited with helping cause the global financial crisis a decade ago. Credit default swaps — or derivatives contracts designed to guarantee…
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Month End: May Snapshot
Thankfully at the end of May, I was able to pay off a card as I had planned. Next month my wife and I will be travelling to Delaware to visit her grandfather. I’m looking forward to getting some time away from work and being able to travel. It’s important to take some time to…
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Month End: April Snapshot
Ending April, I’m thankful to say I’ve made a significant step toward paying off another credit card. By the middle of May, the card I’m targeting should be paid off. I’m very thankful. With each card, or loan I’m paying off I’m taking the loan payment I was paying and rolling it into the amount…
Pursuit of Excellence 