Tag: budget
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Month End: January Snapshot
At the start of 2023, I felt like this year was going to be weird. This year started with me having a health scare. I felt like my body’s health was worse than it has been in a long time. I felt so bad that it helped me re-evaluate my priorities. Previously, I’ve reasoned that…
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Month End: February Snapshot
It looks like the government has approved a third round of PPP loans, which is great for small businesses. However, for me it’s a flashback of last year, and I’m beginning to realize that 2021 is looking a lot like 2020. It feels like 2020 the sequel. I may have spoken too soon in believing…
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Month End: April Snapshot
At the end of April, I’m truly amazed at what can happen in just a month. While having dinner at a Mexican restaurant one night, my sweet wife and I came into agreement about taking a bold and risky move. I made a withdrawal from savings to pay to zero the SVF line of credit.…
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Month End: February Snapshot
At the end of February, all my credit cards have been paid to zero. After discussion with my wife, and explaining the benefits of the installment loan, I got a $9,000 installment loan, and used $1,840 which is a combination of my normal debt reduction payments plus an extra amount to pay all my credit…
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Month End: September Snapshot
I turned 38 this year…Looking back I never expected to be so far behind in my life as compared to others. A lot of the people I went to high school with are married with children, and some are very successful in their careers. I look at my parents and remember where they were at…
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November 11, 2017
Items in italics are direct quotes from the articles below http://www.businessinsider.com/neuroscientists-advice-for-saving-money-transformed-my-finances-2017-11 After years of feeling as though my finances controlled me and not the other way around, I’m happy to report I have found the solution in the wisdom of a neuroscientist. Perhaps the insight can help you, too. Budgeting is about making fewer choices…
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Month End: October Snapshot
Make sure you don’t try to pay off your debt on your own. This month was rather frustrating for me, and I feel like my debt reduction is too slow. Always remember that being debt free can be a slow process. When you feel overwhelmed, stop, breathe deeply, and close your eyes. Do these three…
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August 12, 2017
Items in italics are direct quotes from the articles below http://www.investopedia.com/articles/personal-finance/080716/debt-avalanche-vs-debt-snowball-which-best-you.asp Paying off debt is no easy task, but it will bring financial freedom. There are two distinct methods to pay off debt: the debt avalanche way and the debt snowball way. While both are useful strategies to get debt out of your life, one…
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Month End: May Snapshot
Thankfully this month, I paid off the Prosper loan, and now I’m focusing solely on the credit card balances. Remember that paying off your debts will give you a raise. Without debt, you will be able to experience your true take home pay (gross profit). Having a budget, will help you know how much your…
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April 19, 2017
Items in italics are direct quotes from the articles below http://www.businessinsider.com/laura-vanderkam-power-hour-productivity-2016-10 Laura Vanderkam the author of this video argues that we should consciously spend time on the parts of our job that initially drew us to our job in the beginning. To do more of the things you love, you must recognize that certain aspects…
Pursuit of Excellence 