There are many different ways to reduce credit card debt. Not all of these strategies fit everyone. The steps you need to take first are: pull your credit report, gather up all your monthly statements, and make a budget.
You need to know how much you owe, how much you’re paying out and how much you’re earning. Based off of how much you make and spend toward debt repayment and living expenses, these factors will let you know what options to pursue. Because I’m currently paying high interest rates I’m balance transferring
those balances to a lower interest rate. Doing this process ensures that my payments reduce more of the principal balance. This practice is in debt reduction.
But I’m also looking at additional ways to earn income. If you want to pay your debt down faster then you have to be willing to work, and sell what you don’t need. Here’s a link to a video by Bloomberg Business that shows three ways to get out of credit card debt:
Stay diligent about becoming debt free, and begin to save for your future
A Debt Free Me
Pursuit of Excellence 
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