Tag: real talk
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Month End: March Snapshot
Communication is the most important key to a healthy relationship. As I’ve said it is just as important to communicate when it comes to finances and financial decisions as you do in every area of your relationship. When you are dating, in a relationship, engaged and married, communicating about finances must be on the table. […]
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Month End: January Snapshot
The meme above represents my expectations for this year. LOL (laughing out loud). It is not that I don’t believe that something good can happen. I hope for the best and prepare for the worst. As this month ended, I was surprised to receive a bonus and a raise in my pay. In the previous […]
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Month End: July Snapshot
I graduated Auburn University in 2002 with a degree in business administration. I did not even know what business administration was, and I would find out in my senior that it meant management. I had chosen this major to graduate within four years. My freshman year, I was attending Hampden-Sydney College in Virginia. I had […]
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Month End: May Snapshot
Thankfully this month, I paid off the Prosper loan, and now I’m focusing solely on the credit card balances. Remember that paying off your debts will give you a raise. Without debt, you will be able to experience your true take home pay (gross profit). Having a budget, will help you know how much your […]
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Month End: March Snapshot
This month I began creating and implementing a system in my new role. I’m enjoying this role, because it’s taking the existing skills that I have, improving on those skills, and learning new skills all for fulfilling the vision of my workplace in 2017. This new role is also enjoyable because I must be creative. […]
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Month End: October Snapshot
Honestly, I’m looking forward to this year being over with and starting my life with my soon to be wife. If you’re struggling with debt and you’re unable to have help emotionally, and financially, then depending on how big your debt level is I suggest three options. Those options are find a way to lower […]
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Month End: September Snapshot
This month, I was able to reduce the credit card debt, and I continue to make the scheduled payments to the term loans on time without issue. If you’ve consolidated your debt into a loan that is set to pay off, continue to make your payments on time. It’s important in general to make your […]
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Month End: August Snapshot
This month, I did a balance transfer to reduce the balance on the regular Barclay’s card. It’s important to not fully use your credit limit, because that can weaken your credit score. It’s good to have monthly usage, but it shows poor debt management if you have high balances with only minimum payments and no […]
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Month End: April Snapshot
Every journey has its own setbacks and detours, however despite those moments, you must remain consistent about where you want to be. Will you run into unforeseen expenses and liabilities? Absolutely! I encourage you with this idea: I’m in no way perfect, but I serve a perfect God. He knows an exit strategy into every […]
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Month End: March Snapshot
Over this past month, I’ve had the opportunity to pay off the Wells Fargo Line of Credit and utilize a zero-balance transfer option on my Barclay’s card to reduce the payment amount of my overall debt. My next target will be the Barclay’s card as I chip away at the Capital One card. It’s important […]
Pursuit of Excellence 